Premium Salary Account

Premium Salary Account

Attractive interest rates for your employees Personal Accident cover Unlimited digital transactions​
Make the most out of a power-packed, comprehensive salary account

Banking convenience at your fingertips 

  • Zero balance account  

  • Attractive interest earning on your savings account - 3% on balance up to ₹1 lakh and 4% on balance above ₹1 lakh up to ₹10 lakh and 6% on balance above ₹10 lakh to ₹10 crore

  • High monthly cash deposit of ₹20 lakh and unlimited free cash withdrawal at any branch  

  • Unlimited ATM transactions at Bandhan Bank and other bank ATMs  

  • 24/7 banking with Netbanking, mBandhan (mobile app) and phone banking 

  • Free SMS alerts 

  • Free unlimited digital transactions (IMPS/NEFT/RTGS) 

  • Free and unlimited Demand Drafts 

  • Free personalised ‘at par’ cheque books – unlimited  

  • Free passbook facility and monthly email statements 

Power-packed Visa Platinum Debit Card 

  • Debit-cum-ATM card 

  • Nil issuance and annual charges 

  • High daily shopping limit of ₹4 lakh and daily withdrawal limit of ₹1 lakh  

  • Cover for accidental death up to ₹5 lakh

  • Coverage of all fraudulent utilisation of lost or stolen debit cards including at ATM and point of sale 

  • Coverage of any fraud loss or damage arising due to information obtained by unauthorised access  

Special benefits  

  • Preferential pricing for loan facility (Home/Personal/LAP/Gold) 

  • Lockers at select branches 



Average Salary/Employee 


Account Maintenance Charges 


No Salary Credit for 1 Qtr 

Downgrade to appropriate SB scheme 

Free Cash Deposit limit per month 


Cash Withdrawal 


No. of Transactions 


Free  RTGS-NEFT(Branch)-IMPS-DD per month 

25 Transactions

NEFT (Internet Banking and mBandhan) 

No Charges 

Cheque Leaf 

100 Leaves 

Debit Card Issuance Charges 

No charges for Visa Platinum 

Debit Card AMC 

No charges for Visa Platinum 

Bandhan ATM - Transactions


Other ATM - Transactions



Not applicable

Monthly Statement 


Annual Consolidated Statement 

No charges

SMS Alert 


View the complete and updated list of rates and charges

  • An individual residing in India with salaried income 
  • One latest passport size photograph 

  • Address and identity proof documents  

  • Documents acceptable as Proof of Identity & Address (For domestic individual Savings Accounts) – Opening of Accounts/Address Change/ Periodic Updation of KYC (Re-KYC) are: 

    • Proof of Possession of Aadhaar number  

    • Passport  

    • Driving licence  

    • Voters ID card (Issued by Election Commission of India)  

    • Job card by NREGA duly signed by an officer of the State Government  

    • Letter issued by National Population Registry confirming details of Name, Address  

  • Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card 

  • If mailing address and permanent address are different, provide address proof documents for both 

  • Proof of Employment – payslip, appointment letter, HR letter for employment, employee ID card  


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