Savings Accounts
We have ways to save for everyone
Offering you attractive interest rates
Customer service facility
cash transactions at branch
Learn more about our Saving Accounts
Here are our accounts with complimentary features
Neo+ Digital Savings Account - vKYC
A digital savings account for convenient and hassle-free account opening. Using your Aadhaar number and PAN, account opening is swift, simple and secure.
- Paperless account opening without visiting branch
- KYC verification via video call
- Get Visa Classic Debit Card on request
- Multi-city ‘at par’ cheques on request
Elite Plus Savings Account
Unlock an elevated lifestyle with our Elite Plus Savings Account that comes with, exclusive benefits and offers curated to enrich your banking experience.
- Dedicated relationship manager for personalised support
- Free golf sessions and movie ticket offers
- Complimentary Bandhan Bank Elite Plus Debit Card with premium benefits and offers.
- Accelerated Delight Points (4x) on eligible spends using Bandhan Bank Elite Debit Card
- Complimentary domestic lounge access for you and your companion every calendar quarter
Elite Savings Account
Indulge in the luxury of your wealth and get personalised attention from our branch manager. Includes preferential services, lifestyle benefits and special offers.
- Relationship manager for personalised attention
- Free golf sessions and movie ticket offers
- Accelerated Delight Points (3X) on eligible spends using Bandhan Bank Elite Debit Card
- Complimentary domestic lounge access every quarter
₹5,00,000
-
Free Standing Instructions mandate for Bandhan Bank Accounts
-
Free duplicate interest, balance and TDS certificates
-
Free signature, address and photo attestation
-
Exclusive Mastercard Elite Platinum Debit Card benefits
-
Free passbook
-
Any branch banking
-
Inter-branch funds transfer
-
Digital banking – Net banking, Phone Banking, Mobile Banking
-
SMS and email transaction alert
-
Nomination facility
-
24-hour customer care
-
Monthly e-statement of account
View the complete and updated list of interest rates and charges
-
Cash deposit limit at branch – unlimited
-
Branch cash withdrawal transactions limit – unlimited
-
Free multi-city ‘at par’ cheques – unlimited
-
Cash withdrawal at other bank ATMs – free
-
Cheque return and DD cancellation – free
-
Funds transfer – free
-
Stop payment of cheque – free
-
NEFT transactions through Internet banking and mBandhan (mobile app) – free
-
Interest of 3% on balance up to ₹1 lakh and 5% on balance above ₹1 lakh up to ₹10 lakh and 6% on balance above ₹10 lakh to ₹2 crore
A resident individual with any of the below:
-
Monthly average balance of ₹5 lakh
-
Fixed Deposit relationship of ₹25 lakh
-
Total Relationship Value of ₹15 lakh (Savings Bank balance of ₹2 lakh and rest in FDs)
For Individual
-
Identity proof
-
Address proof
-
One latest passport size photograph
Documents acceptable as Identity and Address Proof (for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]):
-
Proof of possession of Aadhaar number
-
Passport
-
Driving license
-
Voter ID Card (Issued by Election Commission of India)
-
Job Card by NREGA duly signed by an officer of the State Government
-
Letter issued by National Population Registry confirming details of name and address
-
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card
-
If mailing address and permanent address are different, provide address proof documents for both
For Joint Account
-
Address and identity proof documents for both applicants
-
A single address proof for primary account holder accepted if supplemented by relationship proof between both holders
Premium Savings Account
Enjoy a preferential relationship with the bank and more lifestyle privileges for shopping, dining, travel and entertainment. Also get complimentary smart banking benefits.
- Attractive rates of interest on your account balance
- Bank@Home facility – 2 cash/cheque pickup and drop per month free
- Multi-city ‘at par’ cheques – 100 leaves per month free
- Cash withdrawal at other bank ATMs – 25 transactions per month free
- Funds transfer – 25 IMPS/RTGS/NEFT (through branch)/DD per month free
- Free Standing Instructions mandate for Bandhan Bank Accounts
-
Preferential banking relationship
-
Premium privileges on shopping, travel, dining and entertainment
-
Exclusive smart banking benefits
-
Host of free complimentary services
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Attractive interest earning on your savings account - 3% on balance up to ₹1 lakh and 5% on balance above ₹1 lakh up to ₹10 lakh and 6% on balance above ₹10 lakh to ₹2 crore
-
Monthly average balance required – ₹1 lakh
₹1,00,000
-
Free Standing Instructions mandate for Bandhan Bank Accounts
-
Free duplicate interest, balance and TDS certificates
-
Free signature, address and photo attestation
-
Free Debit-cum-ATM card
-
Free passbook
-
Any branch banking
-
Digital banking – Net banking, Phone Banking, Mobile Banking
-
SMS and email transaction alert
-
Nomination facility
-
24-hour customer care
-
Monthly e-statement of account
View the complete and updated list of interest rates and charges
-
Cash deposit limit at branch – ₹20 lakh free per month
-
Branch cash withdrawal transactions limit – unlimited
-
Free multi-city ‘at par’ cheques – 100 leaves per month free
-
Cash withdrawal at other bank ATMs – 25 transactions free per month
-
Funds transfer – 25 IMPS/RTGS/NEFT (through branch)/DD free per month
-
Bank@Home facility – 2 cash/cheque pickup and drop per month free
-
Interest of 3% on balance up to ₹1 lakh and 5% on balance above ₹1 lakh up to ₹10 lakh and 6% on balance above ₹10 lakh to ₹2 crore
-
An individual residing in India
-
A Hindu Undivided Family (HUF)
-
Needs to maintain monthly average balance (MAB) of ₹1 lakh
For Individual
-
Identity proof
-
Address proof
-
One latest passport size photograph
Documents acceptable as Identity and Address Proof (for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]):
-
Proof of possession of Aadhaar number
-
Passport
-
Driving license
-
Voter ID Card (Issued by Election Commission of India)
-
Job Card by NREGA duly signed by an officer of the State Government
-
Letter issued by National Population Registry confirming details of name and address
-
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card
-
If mailing address and permanent address are different, provide address proof documents for both
For Hindu Undivided Family
-
Copy of PAN Card/Form 60 with proof of existence of HUF entity
-
HUF Mandate
-
Proof of identification and address of the Karta as per documentation for individual
-
Prescribed Joint Hindu Family Letter signed by all the adult coparceners
For Joint Account
-
Address and identity proof documents for both applicants
-
A single address proof for primary account holder accepted if supplemented by relationship proof between both holders
Enjoy more lifestyle privileges for shopping, dining, travel and entertainment
Avni - Savings Account for Women
Exclusive savings account for women, tailored with financial and lifestyle solutions and a variety of other benefits.
- Preferential pricing on locker rentals and gold loan
- Exclusive offers on beauty and wellness brands you love
- Attractive interest rates on savings bank balances and retail term deposits
- Exciting travel and lifestyle offers unlike any other
Inspire Programme – For Senior Citizens
Exclusive programme for senior citizens to enable their financial dignity and independence
- Specially designed Inspire ID Card with customer details for any emergency
- Exclusive health care benefits with discounts on pathology, imaging tests, consultation, health packages and more
- Additional rates on retail term deposits & high interest rates on savings account balance as revised from time to time
Advantage Savings Account
Get better banking experience with access to your savings and additional complimentary services.
- Cash deposit limit – ₹5 lakh per month free
- Multi-city ‘at par’ cheques – 40 leaves per month free
- Cash withdrawal at other bank ATMs – 10 transactions per month free
- Funds transfer – 10 IMPS/RTGS/NEFT (through branch)/DD per month free
- Exclusive Visa Platinum Debit Card benefits
-
Attractive interest earning on your savings account - 3% on balance up to ₹1 lakh and 5% on balance above ₹1 lakh up to ₹10 lakh and 6% on balance above ₹10 lakh to ₹2 crore
-
Monthly average balance required – ₹25,000
₹25,000
-
Free Standing Instructions mandate for Bandhan Bank Accounts
-
Free Debit-cum-ATM card
-
Free passbook
-
Any branch banking
-
Digital banking – Net banking, Phone Banking, Mobile Banking
-
SMS and email transaction alert
-
Nomination facility
-
24-hour customer care
View the complete and updated list of interest rates and charges
-
Cash deposit limit at branch – ₹10 lakh free per month
-
Branch cash withdrawal transactions limit – unlimited
-
Free multi-city ‘at par’ cheques – 40 leaves per month free
-
Cash withdrawal at other bank ATMs – 10 transactions free per month
-
Funds transfer – 10 IMPS/RTGS/NEFT (through branch)/DD free per month
-
Interest of 3% on balance up to ₹1 lakh and 5% on balance above ₹1 lakh up to ₹10 lakh and 6% on balance above ₹10 lakh to ₹2 crore
-
An individual residing in India
-
A Hindu Undivided Family (HUF)
-
Needs to maintain monthly average balance (MAB) of ₹25,000
For Individual
-
Identity proof
-
Address proof
-
One latest passport size photograph
Documents acceptable as Identity and Address Proof (for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]):
-
Proof of possession of Aadhaar number
-
Passport
-
Driving license
-
Voter ID Card (Issued by Election Commission of India)
-
Job Card by NREGA duly signed by an officer of the State Government
-
Letter issued by National Population Registry confirming details of name and address
-
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card
-
If mailing address and permanent address are different, provide address proof documents for both
For Hindu Undivided Family
-
Copy of PAN Card/Form 60 with proof of existence of HUF entity
-
HUF Mandate
-
Proof of identification and address of the Karta as per documentation for individual
-
Prescribed Joint Hindu Family Letter signed by all the adult coparceners
For Joint Account
-
Address and identity proof documents for both applicants
-
A single address proof for primary account holder accepted if supplemented by relationship proof between both holders
Get a better banking experience with access to your savings and additional complimentary services
Classic Savings Account
Enjoy classic services for a superior banking experience, accessible with a low balance
- Attractive interest rates on savings and term deposits
- Free cash deposit limit - ₹2 lakh per month
- Multi-city ‘at par’ cheques - 20 cheque leaves free per month
- Exclusive Mastercard Titanium Debit Card benefits
Standard Savings Account
Manage your savings easily with quick account opening and simple transacting.
- Ideal for those who are just getting started with a savings plan
- Cash deposit limit – ₹2 lakh per month free
- Multi-city ‘at par’ cheques – 20 leaves per month free
- Cash withdrawal at other bank ATMs – 5 transactions per month free
- Funds transfer – 2 IMPS/RTGS/NEFT (through branch)/DD per month free
-
Ideal for those who are just getting started with a savings plan
-
Easy to open, manage and transact
-
Monthly average balance required – ₹5,000/-
₹5,000
-
Free Debit-cum-ATM card
-
Free passbook
-
Any branch banking
-
Digital banking – Net banking, Phone Banking, Mobile Banking
-
Transaction alert
-
Nomination facility
-
24-hour customer care
View the complete and updated list of interest rates and charges
-
Cash deposit limit at branch – ₹2 lakh free per month
-
Branch cash withdrawal transactions limit – unlimited
-
Free multi-city ‘at par’ cheques – 20 leaves per month free
-
Cash withdrawal at other bank ATMs – 5 transactions free per month
-
Funds transfer – 2 IMPS/RTGS/NEFT (through branch)/DD free per month
-
NEFT transactions through Internet banking and mBandhan (mobile app) – free
-
An individual residing in India
-
A Hindu Undivided Family (HUF)
-
Needs to maintain monthly average balance (MAB) of ₹5,000
For Individual
-
Identity proof
-
Address proof
-
One latest passport size photograph
Documents acceptable as Identity and Address Proof (for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]):
-
Proof of possession of Aadhaar number
-
Passport
-
Driving license
-
Voter ID Card (Issued by Election Commission of India)
-
Job Card by NREGA duly signed by an officer of the State Government
-
Letter issued by National Population Registry confirming details of name and address
-
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card
-
If mailing address and permanent address are different, provide address proof documents for both
For Hindu Undivided Family
-
Copy of PAN Card/Form 60 with proof of existence of HUF entity
-
HUF Mandate
-
Proof of identification and address of the Karta as per documentation for individual
-
Prescribed Joint Hindu Family Letter signed by all the adult coparceners
For Joint Account
-
Address and identity proof documents for both applicants
Get an easy to open, manage and transact account, ideal for those getting started with a savings plan
Sanchay Savings Account
Maintain a low minimum balance, earn good returns and get easy access to your account. Make your banking a safe and smooth experience.
- Cash deposit limit – ₹2 lakh per month free
- Multi-city ‘at par’ cheques – 20 leaves per month free
- Cash withdrawal at other bank ATMs – 5 transactions per month free
- Funds transfer – 2 IMPS/ RTGS/NEFT (through branch)/DD per month free
- Exclusive Debit Card benefits
-
Safe, secure and convenient banking account
-
Attractive interest earning on your savings account - 3% on balance up to ₹1 lakh and 5% on balance above ₹1 lakh up to ₹10 lakh and 6% on balance above ₹10 lakh to ₹2 crore
-
Monthly average balance required – ₹2,000/-
₹2,000
-
Free Standing Instructions mandate for Bandhan Bank Accounts
-
Free Debit-cum-ATM card
-
Free passbook
-
Any branch banking
-
Digital banking – Net banking, Phone Banking, Mobile Banking
-
Nomination facility
-
24x7 helpline for immediate assistance and customer care
View the complete and updated list of interest rates and charges
-
Cash deposit limit at branch – ₹2 lakh free per month
-
Branch cash withdrawal transactions limit – unlimited
-
Free multi-city ‘at par’ cheques – 20 leaves per month free
-
Cash withdrawal at other bank ATMs – 5 transactions free per month
-
Funds transfer – 2 IMPS/RTGS/NEFT (through branch)/DD free per month
-
NEFT transactions through Internet banking and mBandhan (mobile app) – free
-
Interest of 3% on balance up to ₹1 lakh and 5% on balance above ₹1 lakh up to ₹10 lakh and 6% on balance above ₹10 lakh to ₹2 crore
-
An individual residing in India
-
A Hindu Undivided Family (HUF)
For Individual
-
Identity proof
-
Address proof
-
One latest passport size photograph
Documents acceptable as Identity and Address Proof (for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]):
-
Proof of possession of Aadhaar number
-
Passport
-
Driving license
-
Voter ID Card (Issued by Election Commission of India)
-
Job Card by NREGA duly signed by an officer of the State Government
-
Letter issued by National Population Registry confirming details of name and address
-
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card
-
If mailing address and permanent address are different, provide address proof documents for both
For Hindu Undivided Family
-
Copy of PAN Card/Form 60 with proof of existence of HUF entity
-
HUF Mandate
-
Proof of identification and address of the Karta as per documentation for individual
-
Prescribed Joint Hindu Family Letter signed by all the adult coparceners
For Joint Account
-
Address and identity proof documents for both applicants
Maintain a low minimum balance, earn good returns and get easy access to your account
Pension Savings Account
Enjoy your retirement years with our exclusive Pension Savings Account, offering stress-free solutions.
- Open an account with zero balance
- Enjoy attractive interest rates on savings account balance & term deposits
- Get multi-city at par cheques - 10 cheque leaves free per month
- Avail exclusive Mastercard Titanium Debit Card benefits
Special Savings Account
Thoughtfully created for our differently-abled customers – with convenient facilities at a low balance.
- Bank@Home facility – 1 cash/cheque pickup and drop per month free
- Exclusive Visa Platinum Debit Card benefit
- 24x7 help line for immediate assistance
- NEFT transactions through Internet banking and mBandhan app – free
-
Thoughtfully created account for those with special needs
-
Various convenient banking facilities at a low balance
-
Attractive rate of interest on Savings Account balance
-
Average quarterly balance required – ₹5,000/-
₹5,000
-
Convenient banking across any Bandhan Bank branch across India
-
Free Debit-cum-ATM card – for lifetime
-
Free passbook
-
Digital banking – Net banking, Phone Banking, Mobile Banking
-
Transaction alert
-
Nomination facility
-
24x7 helpline for immediate assistance and customer care
View the complete and updated list of interest rates and charges
-
Cash deposit limit at branch – ₹2 lakh free per month
-
Branch cash withdrawal transactions limit – unlimited
-
Free multi-city ‘at par’ cheques – 20 leaves per month free
-
Cash withdrawal at other bank ATMs – 5 transactions free per month
-
Bank@Home facility – 1 cash/cheque pickup and drop free per month
-
Funds transfer – 2 IMPS/RTGS/NEFT (through branch)/DD free per month
-
NEFT transactions through Internet banking and mBandhan (mobile app) – free
-
An individual residing in India
-
Needs to maintain monthly average balance (MAB) of ₹5,000
For Individual
-
Identity proof
-
Address proof
-
One latest passport size photograph
Documents acceptable as Identity and Address Proof (for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]):
-
Proof of possession of Aadhaar number
-
Passport
-
Driving license
-
Voter ID Card (Issued by Election Commission of India)
-
Job Card by NREGA duly signed by an officer of the State Government
-
Letter issued by National Population Registry confirming details of name and address
-
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card
-
If mailing address and permanent address are different, provide address proof documents for both
For Joint Account
-
Address and identity proof documents for both applicants
Thoughtfully created, low balance account with convenient facilities for our differently-abled customers
Pradhan Mantri Jan-Dhan Yojana (PMJDY) Savings Account
Bridging financial inclusion and the convenience of banking
- Open an account with zero balance
- Enjoy exclusive PMJDY Debit Card benefits
- Get personal accidental death and total disability coverage of up to ₹2 lakh
- Get access to pension and insurance products
- Unlimited free cash deposit
BSBDA Savings Account
Get a no-frills Account that enables every person to open and maintain a Savings Account
- No minimum balance requirement
- No maximum balance limit
- Easy to open, manage and transact
- Free ATM-cum-Debit Card
- Free passbook
-
Created specially to enable every person to open and maintain a Savings Account
-
Zero balance account with no maximum balance limit
-
Easy to open, manage and transact
-
Regular interest rates on your Savings Account balance
-
Free ATM-cum-Debit Card
-
Free passbook
₹0
-
Free Debit-cum-ATM card
-
Free passbook
View the complete and updated list of interest rates and charges
No maximum balance limit
An individual residing in India
For Individual
-
Identity proof
-
Address proof
-
One latest passport size photograph
Documents acceptable as Identity and Address Proof (for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]):
-
Proof of possession of Aadhaar number
-
Passport
-
Driving license
-
Voter ID Card (Issued by Election Commission of India)
-
Job Card by NREGA duly signed by an officer of the State Government
-
Letter issued by National Population Registry confirming details of name and address
-
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card
-
If mailing address and permanent address are different, provide address proof documents for both
For Joint Account
-
Address and identity proof documents for both applicants
Get a no-frills, zero balance account that enables every person to open and maintain a savings account
BSBDA-Small Savings Account
Open a basic account with zero balance and minimum documentation required.
- No minimum balance requirement
- No annual maintenance charges
- 12-month period allowed after account opening for submitting required KYC documents
-
Created specially to enable every person to open and maintain a Savings Account
-
Minimum documentation required
-
12-month period allowed after account opening for submitting required KYC documents
-
Zero balance account
-
Maximum balance limit – ₹50,000
-
No annual maintenance charges
₹0
-
No annual maintenance charges
-
Free Debit-cum-ATM card
-
Free passbook
View the complete and updated list of interest rates and charges
-
Cash withdrawals (including at Bandhan Bank and other ATMs) – 4 free per month
-
Credit /receipt of money through electronic channels like NEFT/RTGS – free
-
Maximum balance limit – ₹50,000
Any resident individual who does not possess officially valid KYC documents
-
One latest passport size photograph
-
Actual KYC documents as per bank's acceptable list should be submitted within 24 months of opening the account
Open a basic account with zero balance and minimum documentation required
Bandhan Super Saver
Start the habit of saving daily to prepare for bigger spends
- Daily deposit scheme specially for daily wage earners
- Doorstep collection arranged by the Bank
- On reaching a specified threshold, funds get transferred to a Fixed Deposit for a fixed tenure
-
Save daily for larger spends
-
Ideal for daily wage earners, small traders, etc.
-
Daily doorstep collection
-
Small withdrawal from Savings Account available
-
On reaching a threshold, funds get transferred to FD for fixed tenure
-
Facility to avail Micro Bazar Loan
-
Maximum deposit – ₹8,000
View the complete and updated list of interest rates and charges
Minimum Deposit
₹10 daily
Tenure
1 year
Payout
Monthly or quarterly
Nomination
Yes
Daily deposits to build bigger funds
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- Multi-city 'at par' cheques - 40 cheque leaves free every month
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- Multi-city 'at par' cheques - 40 cheque leaves free every month
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- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
For Individual
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