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Elite Salary Account
Elite Salary Account
Banking convenience at your fingertips
- Zero balance account
- Attractive interest rates for savings account balances and term deposits. For more details, please visit rates and charges
- Unlimited & free monthly cash deposit and cash withdrawal at any branch
- Unlimited transactions at any ATMs
- Bank anytime, anywhere with Internet banking, mBandhan App and phone banking
- Free SMS transaction alerts
- Unlimited fund transfers per month [IMPS/RTGS/NEFT (branch)/DD] completely free
- Free passbook and monthly email statements
- Unlimited & free personalised ‘At Par’ cheque book
Power-packed Elite Debit Card
- Nil issuance and annual charges
- Curated offers on shopping, dining, travel, lifestyle and more
- Daily shopping limit of ₹5 lakh and daily withdrawal limit of ₹1 lakh
- Personal accidental death coverage of up to ₹1 crore for air accident and up to ₹20 lakh for road/rail accident
- Personal accident coverage of up to ₹40 lakh
- Coverage of all fraudulent utilisation of lost or stolen debit cards including at ATM and point of sale
- Coverage of purchase protection up to ₹2 lakh
- Lost card liability cover up to ₹5 lakh
For details on Bandhan Bank Elite Debit Card benefits, click here.
Exclusive Offers:
- Waiver on processing fees & preferential rates on a range of loan products
- 75% off on locker rentals in the first year and free from 2nd year onwards.
(Eligibility criteria: Last 3-month consecutive salary credit)
Unlock annual benefits worth over ₹1,15,735 with Elite Salary Account
Elite Salary Account | Annual Savings | |
---|---|---|
Locker | Lifetime discount of 75% off on locker rentals | ₹6,750 |
Demat Account | AMC free for first year | ₹1,200 |
Rewards Timeline | ||
Month | Reward Details | Annual Savings |
Month 1 | 1,000 welcome bonus Delight Points for first salary credit | ₹900 |
Month 2 | 800 bonus Delight Points for salary credit | |
Months 3–6 | 1,600 bonus Delight Points for salary credit | |
One-time | 200 bonus Delight Points on mBandhan app or Internet banking activation, bill payment, first transaction | |
Total - 3,600 Delight Points (1 Delight Point = ₹0.25, hence 3,600 points × ₹0.25 = ₹900) | ||
Elite Debit Card | ||
Benefit | Details | Annual Savings |
Lounge Access | Domestic airport lounge access 2 per calendar quarter (assuming cost per visit ₹1,200) | ₹9,600 |
Movie Tickets | Complimentary 2 movie tickets (buy one, get one) up to ₹500 per month | ₹6,000 |
Golf offer | Complimentary 4 Golf sessions and 12 lessons (assuming golf access cost ₹1,200 per visit) | ₹19,200 |
Network-led offers | Debit card offers on shopping, lifestyle, travel and more | ₹50,000 |
Delight Points | 2,000 quarterly Bonus Delight Points (assuming debit card spends of ₹1,00,000 per quarter | 1 Point = ₹0.25) | ₹2,000 |
3 Delight Points per eligible ₹200 spent on debit card (assuming debit card spends ₹33,000/month | 1 Point = ₹0.25) | ₹1,485 | |
Milestone Rewards | Voucher bundle on annual debit card spends of ₹5,00,000 | ₹8,400 |
Dining | Min 15% off on select restaurants (assuming avg. ₹5,000 per month spent on dining) | ₹9,000 |
Shopping | Min 5% off on select stores (assuming avg. ₹2,000 per month spent on shopping) | ₹1,200 |
Total estimated annual savings on your Elite Salary Account: ₹1,15,735 | ||
Please note: • Locker benefit is determined by the highest variant within the selected locker size category. • Benefits for lockers can be availed only when there are continuous salary credits for last 3 months • Locker allocation will be as per the availability at the respective branch. In case if locker is not available, existing waiting list process will be applicable. • The savings illustrated on the above-mentioned table are indicative and is applicable only upon regular salary credits. • Actual savings may vary depending on your usage of the debit card and other account-related products and services. • Debit Card offers are subject to change from time to time. Terms & conditions apply |
View the complete and updated list of rates and charges
- All individuals residing in India, with salaried income
- Employees with a net monthly salary credit of >₹1,00,000 - ₹1,50,000
- Applicant’s employer must have corporate arrangement with the Bank
- One latest passport size photograph
- Address and identity proof documents
- Documents acceptable as Identity and Address Proof [for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]
- Proof of possession of Aadhaar number
- Passport
- Driving license
- Voters ID card (issued by Election Commission of India)
- Job card by NREGA duly signed by an officer of the State Government
- Letter issued by National Population Registry confirming details of name and address
- Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhaar Card
- If mailing address and permanent address are different, provide address proof documents for both
- Employment proof: Company ID card/e-mail verification/Pay slip (any of last 3 months)/Appointment letter/Letter or e-mail from any representative of HR department or senior official/authorised signatory mentioning employee name & PAN

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