Elite Salary Account

Elite Salary Account

Live Elite. Bank Elite.
Step into a world of curated banking benefits tailored to your needs

Banking convenience at your fingertips 

  • Zero balance account  
  • Attractive interest rates for savings account balances and term deposits. For more details, please visit rates and charges
  • Unlimited & free monthly cash deposit and cash withdrawal at any branch  
  • Unlimited transactions at any ATMs  
  • Bank anytime, anywhere with Internet banking, mBandhan App and phone banking
  • Free SMS transaction alerts
  • Unlimited fund transfers per month [IMPS/RTGS/NEFT (branch)/DD] completely free
  • Free passbook and monthly email statements 
  • Unlimited & free personalised ‘At Par’ cheque book
     

Power-packed Elite Debit Card

  • Nil issuance and annual charges
  • Curated offers on shopping, dining, travel, lifestyle and more
  • Daily shopping limit of ₹5 lakh and daily withdrawal limit of ₹1 lakh  
  • Personal accidental death coverage of up to ₹1 crore for air accident and up to ₹20 lakh for road/rail accident
  • Personal accident coverage of up to ₹40 lakh
  • Coverage of all fraudulent utilisation of lost or stolen debit cards including at ATM and point of sale 
  • Coverage of purchase protection up to ₹2 lakh  
  • Lost card liability cover up to ₹5 lakh

For details on Bandhan Bank Elite Debit Card benefits, click here.
 

Exclusive Offers:

  • Waiver on processing fees & preferential rates on a range of loan products
  • 75% off on locker rentals in the first year and free from 2nd year onwards.
    (Eligibility criteria: Last 3-month consecutive salary credit)

 

Unlock annual benefits worth over ₹1,15,735 with Elite Salary Account

Elite Salary Account Annual Savings
Locker Lifetime discount of 75% off on locker rentals ₹6,750
Demat Account AMC free for first year ₹1,200
Rewards Timeline
Month Reward Details Annual Savings
Month 1 1,000 welcome bonus Delight Points for first salary credit ₹900
Month 2 800 bonus Delight Points for salary credit
Months 3–6 1,600 bonus Delight Points for salary credit
One-time 200 bonus Delight Points on mBandhan app or Internet banking activation, bill payment, first transaction
Total - 3,600 Delight Points (1 Delight Point = ₹0.25, hence 3,600 points × ₹0.25 = ₹900)
Elite Debit Card
Benefit Details Annual Savings
Lounge Access Domestic airport lounge access 2 per calendar quarter (assuming cost per visit ₹1,200) ₹9,600
Movie Tickets Complimentary 2 movie tickets (buy one, get one) up to ₹500 per month ₹6,000
Golf offer Complimentary 4 Golf sessions and 12 lessons (assuming golf access cost ₹1,200 per visit) ₹19,200
Network-led offers Debit card offers on shopping, lifestyle, travel and more ₹50,000
Delight Points 2,000 quarterly Bonus Delight Points (assuming debit card spends of ₹1,00,000 per quarter | 1 Point = ₹0.25) ₹2,000
3 Delight Points per eligible ₹200 spent on debit card (assuming debit card spends ₹33,000/month | 1 Point = ₹0.25) ₹1,485
Milestone Rewards Voucher bundle on annual debit card spends of ₹5,00,000 ₹8,400
Dining Min 15% off on select restaurants (assuming avg. ₹5,000 per month spent on dining) ₹9,000
Shopping Min 5% off on select stores (assuming avg. ₹2,000 per month spent on shopping) ₹1,200
Total estimated annual savings on your Elite Salary Account: ₹1,15,735
Please note:

• Locker benefit is determined by the highest variant within the selected locker size category.
• Benefits for lockers can be availed only when there are continuous salary credits for last 3 months
• Locker allocation will be as per the availability at the respective branch. In case if locker is not available, existing waiting list process will be applicable.
• The savings illustrated on the above-mentioned table are indicative and is applicable only upon regular salary credits.
• Actual savings may vary depending on your usage of the debit card and other account-related products and services.
• Debit Card offers are subject to change from time to time.

Terms & conditions apply

View the complete and updated list of rates and charges

  • All individuals residing in India, with salaried income 
  • Employees with a net monthly salary credit of >₹1,00,000 - ₹1,50,000
  • Applicant’s employer must have corporate arrangement with the Bank
  • One latest passport size photograph 
  • Address and identity proof documents  
  • Documents acceptable as Identity and Address Proof [for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]
    • Proof of possession of Aadhaar number
    • Passport  
    • Driving license  
    • Voters ID card (issued by Election Commission of India)  
    • Job card by NREGA duly signed by an officer of the State Government  
    • Letter issued by National Population Registry confirming details of name and address  
  • Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhaar Card 
  • If mailing address and permanent address are different, provide address proof documents for both
  • Employment proof: Company ID card/e-mail verification/Pay slip (any of last 3 months)/Appointment letter/Letter or e-mail from any representative of HR department or senior official/authorised signatory mentioning employee name & PAN
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