Government Salary Account
Government Salary Account
Exclusive banking privileges for government employees
Dedicated salary account tailored to the needs of government employees
Banking convenience at your fingertips
- Zero balance account
- Attractive interest rates for savings account balances and term deposits. For more details, please visit rates and charges
- Monthly cash deposit limit of ₹5 lakh
- Unlimited & free cash withdrawal at any branch
- Unlimited & free cash withdrawals at any ATMs
- Bank anytime, anywhere with Internet banking, mBandhan App and phone banking
- Free SMS transaction alerts
- Free fund transfers [IMPS/RTGS/NEFT (branch)/DD]
- Free NEFT transactions through Internet banking and mBandhan App
- Unlimited & free personalised ‘At Par’ cheque book
- Free passbook and monthly email statements
Power-packed Platinum Plus Debit Card
- Nil issuance and annual charges
- Personal accident coverage of up to ₹1 crore
- Air accident coverage of up to ₹1 crore
- Personal accident coverage for rail/road of up to ₹15 lakh
- Coverage of all fraudulent utilisation of lost or stolen debit cards including at ATM and point of sale
- Coverage of purchase protection up to ₹2 lakhs
- Lost card liability up to ₹3.5 lakhs
- Curated offers on shopping, dining, travel, lifestyle and more
For details on Bandhan Bank Platinum Plus Debit Card, click here.
Exclusive Offers:
- Waiver on processing fees & preferential rates on a range of loan products
- To safekeep your valuables, a nominal fee of only ₹100 is applicable for the 1st year on locker rentals & free from 2nd year onwards
(Eligibility criteria: Last 3-month consecutive salary credit)
Unlock annual benefits worth over ₹41,200 with Government Salary Account
| Government Salary Account | Annual Savings | |
|---|---|---|
| Locker | Nominal fee of ₹100 on locker rentals | ₹8,900 |
| Demat Account | AMC free for first year | ₹1,200 |
| Rewards Timeline | ||
| Month | Reward Details | Annual Savings |
| Month 1 | 1,000 welcome bonus Delight Points for first salary credit | ₹900 |
| Month 2 | 800 bonus Delight Points for salary credit | |
| Months 3–6 | 1,600 bonus Delight Points for salary credit | |
| One-time | 200 bonus Delight Points on mBandhan app or Internet banking activation, bill payment, first transaction | |
| Total - 3,600 Delight Points (1 Delight Point = ₹0.25, hence 3,600 points × ₹0.25 = ₹900) | ||
| Platinum Plus Debit Card | ||
| Benefit | Details | Annual Savings |
| Lounge Access | Domestic airport lounge access 1 per calendar quarter (assuming cost per visit ₹1,200) | ₹4,800 |
| Movie Ticket | Complimentary movie tickets (buy one, get one) up to ₹350 per month | ₹4,200 |
| Delight Point | 1,000 quarterly Bonus Delight Points (assuming debit card spends of ₹75,000 per quarter | 1 Point = ₹0.25) | ₹1,000 |
| 2 Delight Points per eligible ₹200 spent on debit card (assuming debit card spends ₹25k/month | 1 Point = ₹0.25) | ₹750 | |
| Milestone Rewards | Voucher bundle on annual spends of ₹3,50,000 on debit card | ₹3,450 |
| Dining | Min 15% off on select restaurants (assuming avg. ₹3,000 per month spent on dining) | ₹5,400 |
| Shopping | Min 5% off on select stores (assuming avg. ₹1,000 per month spent on shopping) | ₹600 |
| Network-led offers | Debit card offers on shopping, lifestyle, travel and more | ₹10,000 |
| Total estimated annual savings on your Advantage Salary Account: ₹41,200 | ||
| Please note: - Locker rentals will be complimentary second year onwards - Locker benefit is determined by the highest variant within the selected locker size category. - Benefits for lockers can be availed only when there are continuous salary credits for last 3 months - Locker allocation will be as per the availability at the respective branch. In case if locker is not available, existing waiting list process will be applicable. - The savings illustrated on the above-mentioned table are indicative and is applicable only upon regular salary credits. Actual savings may vary depending on your usage of the debit card and other account-related products and services. - Debit Card offers are subject to change from time to time. Terms & conditions apply |
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View the complete and updated list of rates and charges
- All government employees residing in India
- Applicant’s employer must have corporate arrangement with the Bank
- One latest passport size photograph
- Address and identity proof documents
- Documents acceptable as Identity and Address Proof [for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC [Re-KYC]
- Proof of possession of Aadhaar number
- Passport
- Driving license
- Voters ID card (issued by Election Commission of India)
- Job card by NREGA duly signed by an officer of the State Government
- Letter issued by National Population Registry confirming details of name and address
- Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhaar Card
- If mailing address and permanent address are different, provide address proof documents for both
- Employment proof: Company ID card/e-mail verification/Pay slip (any of last 3 months)/Appointment letter/Letter or e-mail from any representative of HR department or senior official/authorised signatory mentioning employee name & PAN
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