Premium Savings Account

  • Preferential banking relationship  

  • Premium privileges on shopping, travel, dining and entertainment  

  • Exclusive smart banking benefits 

  • Host of free complimentary services

  • Attractive interest earning on your savings account - 3% on balance up to ₹1 lakh and 6% on balance between ₹1 lakh and ₹10 crore

  • Monthly average balance required – ₹1 lakh  

  • Exclusive benefits on this Premium account:

    • Cash deposit limit – ₹20 lakh per month free 

    • Branch cash withdrawal transactions limit – unlimited  

    • Multi-city ‘at par’ cheques – 100 leaves per month free  

    • Cash withdrawal at other bank ATMs – 25 transactions per month free 

    • Funds transfer – 25 IMPS/RTGS/NEFT (through branch)/DD per month free  

    • NEFT transactions through Internet banking and mBandhan (mobile app) – free  

    • Free Standing Instructions mandate for Bandhan Bank Accounts 

    • Bank@Home facility – 2 cash/cheque pickup and drop per month free 

    • Duplicate interest, balance and TDS certificates issued – free  

    • Signature, address and photo attestation facility – free  

  • Wide range of standard and complimentary benefits: 

    • Passbook  

    • Multi-city ‘at par’ cheque book 

    • Debit-cum-ATM Card  

    • Any branch banking  

    • Digital banking – Net banking, Phone Banking, Mobile Banking  

    • SMS and email transaction alert 

    • Nomination  

    • 24-hour customer care  

    • Monthly e-statement of account 

  • An individual residing in India 

  • A Hindu Undivided Family (HUF)  

  • Needs to maintain monthly average balance (MAB) of ₹1 lakh 

For Individual

  • Identity proof
  • Address proof
  • One latest passport size photograph

    Documents acceptable as Identity and Address Proof (for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/ Periodic Updation of KYC [Re-KYC]):

    1. Proof of possession of Aadhaar number
    2. Passport 
    3. Driving license
    4. Voter ID Card (Issued by Election Commission of India)
    5. Job Card by NREGA duly signed by an officer of the State Government
    6. Letter issued by National Population Registry confirming details of name and address
    7. Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhaar Card
    8. If mailing address and permanent address are different, provide address proof documents for both

For Hindu Undivided Family

  • Copy of PAN Card/Form 60 with proof of existence of HUF entity
  • HUF Mandate
  • Proof of identification and address of the Karta as per documentation for individual
  • Prescribed Joint Hindu Family Letter signed by all the adult coparceners

For Joint Account

  • Address and identity proof documents for both applicants
  • A single address proof to the primary account holder will only be accepted if it is supplemented by a relationship proof between both holders
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