Pradhan Mantri Jan-Dhan Yojana (PMJDY) Savings Account

Direct benefit transfer Financial inclusion Insurance benefits

Empowering you with access to comprehensive financial services

Apply now

Enjoy access to various financial services, savings & deposit accounts, money transfer, credit, insurance and pension
No minimum balance required
Open account with zero balance
Exclusive benefits
- Exclusive PMJDY Debit Card benefits. To know more about the features and benefits of PMJDY Debit Card, click here.
- Personal accidental death and total disability coverage of up to ₹2 lakh
- Easy money transfer across India
- Eligible for Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Micro Units Development and Refinance Agency Bank (MUDRA) scheme
- Wide range of banking benefits:
  - No issuance and annual maintenance charge on PMJDY Debit card
  - Zero charges on non-maintenance of minimum average balance (MAB)
  - Enjoy competitive interest rates to ensure funds grow at an optimal rate

Click to view the updated list of interest rates & charges

An individual residing in India
Minors of age 10 and above with a guardian to administer the account
Pradhan Mantri Jan-Dhan Yojana (PMJDY) account holders should not be maintaining any other savings bank account with any bank/branch

For Individuals

Identity proof
Address proof
One latest passport size photograph

Documents acceptable as identity & address proof (for domestic individual savings accounts – opening of accounts/address change/periodic updation of KYC [Re-KYC]):

Proof of possession of Aadhaar number/Aadhaar card
Passport
Driving license
Voter ID Card (Issued by Election Commission of India)
Job Card by NREGA duly signed by an officer of the State Government
Letter issued by National Population Registry confirming details of name and address
Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhaar Card
If mailing address and permanent address are different, provide address proof documents for both