• As per underwriting norms, rates are defined which are individual customer specific. Insurance is underwritten by Bajaj Allianz Life Insurance Co. Ltd. All Rights Reserved. | IRDAI Reg. No. 116.

Click here to view commission disclosure

• Entry age 

  • Minimum – 0 year 

  • Maximum age is 50 years
    Risk cover will commence immediately on date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority, (i.e., 18 years age last birthday) or on maturity date  

• Maturity age 

  • Minimum - 18 years

  • Maximum - 74 years 

• Policy term 

  • 17, 19, 22, 24 years 

• Premium paying term 

  • 5, 7, 10, 12 years 

• Premium amount 

  • Minimum 

  Variants	Premium (in ₹)
  Income	21,965 per annum/1,977 monthly
  Assure	22,058 per annum / 1,985 monthly
  Premium for female life will be based on the premium rate of 3 years younger male

  • Maximum - As per maximum sum assured 

• Premium payment frequency – yearly and monthly. Monthly premium frequency is only allowed under auto-debit process 

• Guaranteed Monthly Income (GMI)  

• Minimum as below 

• Maximum – no limit, subject to prevailing board approved underwriting guidelines 

• Sum assured 

  • Minimum – 144* Minimum GMI chosen 

  • Maximum – no limit, subject to prevailing Board approved underwriting guidelines 

• Identify proof 

• Age proof 

• Address proof 

• Recent photograph