Kotak Fortune Maximiser
Kotak Fortune Maximiser
- Flexibility to choose from multiple plan options
- Choose from 3 Bonus* Payout options
- Immediate Cash Bonus
- Deferred Cash Bonus^
- Paid-Up Additions
- Secure your life and provide financial protection to your loved ones till 85 years of age
- Enhance your protection with 6 optional riders
- High Sum Assured with the same premium for females
As per underwriting norms, rates are defined which is individual customer specific. Insurance is underwritten by Kotak Mahindra Life Insurance Company Ltd. | IRDAI Reg. No. 107
|Entry Age of Life Insured
(as on last birthday)
Min: 0 years (90 days)
Maturity Age of Life Insured (as on last birthday)
85 years less Entry Age of Life Insured
Premium Levels (Annual)
6 & 8 Pay: Rs.48,000
10 /12 & 15 Pay: Rs.36,000
Max: No Limits, subject to Board Approved Underwriting Policy
Premium Payment Term
|6 / 8 / 10 / 12 / 15 years|
#Annualised Premium refers to the premium payable in a policy year, excluding the taxes, rider premium underwriting extra premiums and loadings for modal premium, if any.
|NRI Customer||Non-NRI Customer|
|Proposal Form||Proposal Form|
|Age Proof||Age Proof|
|Address Proof||Address Proof|
|Identification Proof||Identification Proof|
|Income Proof (as applicable)||Income Proof (as applicable)|
|Photo of the Proposer||Photo of the Proposer|
|Bank Documents||Bank Documents|
|NRI Questionnaire||Customer Declarations / Questionnaire (as applicable)|
|Customer Declarations / Questionnaire (as applicable)||Selfie|
|Selfie||MHR (as applicable)|
|Letter of Intent (as applicable)||Special travel questionnaire required|
|GST Refund Declaration Form||As per UW guidelines, additional documents maybe required|
|MHR (as applicable)|
|Passport is mandatory with copy of entry and exit details||EIA Number (ISNP approved online business portal / website)|
|Passport is mandatory with copy of entry and exit details|
|TIN Document proof|
|Both Indian & Foreign address along with valid proof required as same is mandatory|
|EIA Number (ISNP approved online business portal / website)|
|As per UW guidelines, additional documents
|Special travel questionnaire required|
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Kotak Fortune Maximiser; UIN: 107N125V01, Form No: N125. Kotak Term Rider, UIN: 107B003V03, Form No: B003; Kotak Accidental Death Benefit Rider, UIN: 107B001V03, Form No: B001; Kotak Permanent Disability Benefit Rider, UIN: 107B002V03, Form No: B002; Kotak Life Guardian Benefit, UIN: 107B012V02, Form No: B012; Kotak Accidental Disability Guardian Benefit, UIN: 107B011V02, Form No: B011. Kotak Critical Illness Plus Benefit Rider, UIN: 107B020V01, Form No.: B020. This is a savings-cum-protection oriented participating endowment plan. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. For details on riders please read rider brochure.
*Please note that Bonuses are NOT guaranteed and may be declared by the Company from time to time. Benefits under this plan are dependent upon the performance of the participating Funds. ^Deferred Cash Bonus is applicable only for Life Goal Maximiser plan option.
Bandhan Bank Ltd. is a corporate agent of Kotak Mahindra Life Insurance Company Limited with Corporate Agency License Number – CA0530. Regd. Office: DN 32, Sector V Salt Lake, Kolkata, West Bengal, 700091. The plan is offered and underwritten by Kotak Mahindra Life Insurance Company Ltd. Participation of customers of Corporate Agent shall be purely on voluntary basis.
Kotak Mahindra Life Insurance Company Ltd.; Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Toll Free: 1800 209 8800 | Website: www.kotaklife.com | WhatsApp: 9321003007. Ref No.: KLI/22-23/E-WEB/2407.
Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. Under license.
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