Subriddhi Loan

  • Loan offered as liquidity support to existing micro banking borrowers to meet business requirements 

  • Funds available during existing loan’s active loan cycle 

  • Loan amount – Up to 50% of the disbursement amount of running primary loan 

  • Disbursement on or after 10th week of the disbursement of running primary loan 

  • Multiple loan tenure options

  • Easy repayment in weekly instalments

  • Standing Instructions facility available through your Savings Account 

 

**Obtaining insurance offered by the bank is non-mandatory for availing any EEB loan product.

*** Group loans are sanctioned within maximum of 15 days* (within 14 working days effectively, as per regulatory requirement of credit decisioning for MSE borrowers) from the date of receiving the complete set of application and required documents.
 

  • Current interest rate – 22.95% p.a. 

  • Processing fee:

    • For loans up to ₹25,000: Nil

    • For loans > ₹25,000: 1.25% + GST

Click here for Mean Interest Rate.

 

  • Existing EEB borrowers who have 1 running primary loan
  • Identity proof 

  • Residence address proof 

  • Passport size photograph 

One step closer to your dream

Apply for a Micro Loan from Bandhan Bank today

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