Subriddhi Loan

  • Loan offered as liquidity support to existing micro banking borrowers to meet business requirements 

  • Funds available during existing loan’s active loan cycle 

  • Loan amount – Up to 50% of the disbursement amount of running primary loan 

  • Disbursement on or after 10th week of the disbursement of running primary loan 

  • Loan tenure – 4 options of 12 months, 24 months, 36 months and 48 months

  • Easy repayment in weekly/fortnightly installments

  • Standing Instructions facility available through your Savings Account  

**Obtaining insurance offered by the bank is non-mandatory for availing any EEB loan product.

  • Current interest rate – 22.95% p.a. 
  • Processing fee:
    • Amount up to ₹25,000 – Nil 

    • Amount above ₹25,000 – 1.25% of loan amount plus GST/Tax (as applicable)


Click here for Mean Interest Rate.

  • Existing EEB borrowers who have 1 running primary loan
  • Identity proof 

  • Residence address proof 

  • Passport size photograph 

One step closer to your dream

Apply for a Micro Loan from Bandhan Bank today

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