Srishti Loan

Srishti Loan

Home-based business Business expansion Doorstep banking
Dream big for your business and get the funds to fulfil them
  • Group-based individual loan to scale up your business  
  • Loan offered to hire staff, upgrade equipment, invest in raw material and other such growth-related requirements 

  • Quicker loan approval and disbursement for Bandhan Bank Savings Account holders  

  • Loan amount – ₹15,000 – ₹1,00,000 

  • Loan tenure – 1 year/2 year  

  • Convenient doorstep banking – biometric authentication and loan disbursement 

  • Simple and minimal documentation  

**Obtaining insurance offered by the bank is non-mandatory for availing any EEB loan product.

Current Interest Rate: 21.95%

Processing Fee:

  • Amount up to ₹25,000 – Nil
  • Amount above ₹25,000 – 1.25% of loan amount plus GST/Tax (As applicable)


Click here for Mean Interest Rate.

  • Age: 

    • Minimum – 18 years at the time of disbursement 

    • Maximum – 65 years at the time of loan maturity 

  • Borrower should be engaged in defined income generation activity 

  • Identity proof
  • Residence address proof
  • Passport size photograph