Srishti Loan

Srishti Loan

Home-based business Business expansion Doorstep banking
Dream big for your business and get the funds to fulfil them
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  • Group-based individual loan to scale up your business   

  • Loan offered to hire staff, upgrade equipment, invest in raw material and other such growth-related requirements

  • Quicker loan approval and disbursement for Bandhan Bank Savings Account holders

  • Loan amount – ₹15,000 – ₹1,50,000

  • Loan tenure – 1 year/2 years  

  • Convenient doorstep banking

  • Simple and minimal documentation  

 

**Obtaining insurance offered by the bank is non-mandatory for availing any EEB loan product.

*** Group loans are sanctioned within maximum of 15 days* (within 14 working days effectively, as per regulatory requirement of credit decisioning for MSE borrowers) from the date of receiving the complete set of application and required documents.
 

Current Interest Rate: 22.95%

Processing Fee:

  • For loans up to ₹25,000: Nil

  • For loans > ₹25,000: 1.25% + GST

Click here for Mean Interest Rate.

  • Age: 

    • Minimum – 18 years at the time of disbursement 

    • Maximum – 65 years at the time of loan maturity 

  • Borrower should be engaged in defined income generation activity 

  • Identity proof
  • Residence address proof
  • Passport size photograph