Loan against Property

  • Available range of loan products such as Term Loan, Dropline Overdraft (DLOD), Lease Rental Discounting (LRD), etc.

  • Loan amount: up to ₹10 crore.

  • Loan tenure: up to 15 years.

  • Flexible repayment options available such as monthly EMI, dropline overdraft facility.

  • Balance Transfer, Top-Up Facility & Business Debt consolidation available at competitive interest rates.

  • Residential, commercial, industrial properties are accepted as collateral.

  • Quick & transparent loan processing with no hidden charges.

  • Specially curated income surrogate products focusing SMEs & individual business owners for maximum loan eligibility.

  • Self-employed professionals & non-professionals, proprietorship firm, companies, partnership firm, LLP, Trust, Hindu Undivided Family (HUF), etc.

  • Acceptable properties: Residential property, commercial property, industrial property, residential & commercial plots, mixed usage properties, etc.

  • Business entity should have satisfactory track record, bureau score and account conduct.

 

  • Financial statement as applicable.

  • Trade license or any other regulatory license applicable to the unit.

  • Statement of existing bank account for last 12 months.

  • Title documents of offered collateral.

  • KYC documents for individuals and entities as applicable.

  • Bank may ask for other information if required to process the loan.

T&C apply

 

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