Bandhan Bank Mastercard Elite Platinum Debit Card features

• Debit Card Daily Transaction Limit :
  • Bandhan Bank Mastercard Elite Platinum Debit Card comes with higher daily transactions limit to meet all your daily payment needs and offers you a world of convenience.
  • Daily ATM cash withdrawal limit: ₹2,00,000
  • Daily purchase transaction limit: ₹6,00,000
  • The above ATM and POS limit will be applicable for both domestic transactions and International transactions (provided the customer has activated International transaction on his Debit Card)

 

• Lounge Access Facility: Enjoy exclusive access to premium Airport lounges in India using your Bandhan Bank Mastercard Elite Platinum Debit Card under Mastercard Lounge Access Program. You may avail up to two complimentary lounge access per calendar quarter to selected Domestic Lounges* using your Bandhan Bank Mastercard Platinum Debit Card. Please scroll down for more details and a list of lounges.

 

• Free Insurance Features on Debit Card :
  • Personal Accidental Insurance Cover(PADC): As a Bandhan Bank Mastercard Elite Platinum Debit cardholder, you have covered with a free Personal Accidental Insurance Cover of ₹10 lakh in case of death by road/rail. The Debit cardholders are required to use their Debit card at retail OR online stores at least once every 180 days/6 months to keep the free Personal Death Insurance cover on their Debit Card active.
  • Air Accidental Insurance Cover: As a Bandhan Bank Mastercard Elite Platinum Debit cardholder, you are entitled to a free Air Accidental Insurance cover of ₹1 crore. Provided you have bought the ticket using Bandhan Bank Mastercard Platinum Debit Card and also used your debit card at retail OR online stores at least once every 180 days/6 months to keep the insurance cover on their Debit Card active.
  • Purchase Protection: Purchase Protection amount: Up to ₹2 lakh. Applicable on articles purchased using Bandhan Bank Mastercard Platinum Debit Card, provided the cardholders undertake to declare the value and date of purchase (Cover for first 90 days from the date of purchase of the articles).
  • Lost Cards Liability Cover: You will not have any liability towards any fraudulent transaction up to maximum cap of ₹5 lakh per card on your Bandhan Bank Mastercard Elite Platinum Debit Card.
  • Please scroll down to check out the detailed terms and conditions for the above insurance coverages.

 

• Exclusive Offers and Deals: As a Bandhan Bank Mastercard Elite Platinum Debit cardholder, you are eligible for exclusive offers and discounts across categories like travel, dining, entertainment, groceries, leisure, online shopping, etc., from time to time. The above features and offers are updated on regular basis as per changing popularity, demands, and availability. Please click here for more updated details and offers.

 

• Chip Technology: Your Bandhan Bank Mastercard Elite Platinum Debit Card is an EMV chip card offering greater security by storing and processing information in a secure manner. This advanced technology is more effective in preventing your card from being copied to produce counterfeit cards. This increased level of security makes your card safer and more secure.

 

• Contactless Debit Card: Your Bandhan Bank Mastercard Elite Platinum Debit Card is an EMV Chip Contactless Debit Card. Contactless Debit Card payment is a fast and convenient way to pay for everyday purchases. It is secure, contactless chip technology is designed to help you spend less time at the cash register and give you more freedom to do things that matter most to you. Bandhan Bank's contactless Debit Card is a chip-enabled radio frequency antenna embedded Debit Card. This card can be used at all the NFC-enabled contactless terminals all over the world. Please click here for more details and FAQ on contactless debit card usage.

Note: You can enable contactless transactions on your debit card by logging on to Bandhan Bank Internet Banking or mBandhan, our Mobile Banking App, or by visiting your nearest Bandhan Bank branch.

• Secure online shopping and Payments: With verified by Mastercard SecureCode on your Bandhan Bank Mastercard Elite Platinum Debit Card, enjoy secure online shopping and payments. So, shop, pay your bills, book movie and travel tickets, recharge your mobile/internet/DTH connection, pay insurance premium - do it all online from the comfort of your home, office, or when you travel.

 

• Global Cardholders Assistance Service: As part of the multi-lingual MasterCard Emergency Assistance Services Programme, the cardholder is offered worldwide emergency referral assistance in case of legal, medical, and other services*. Using Mastercard Global Customer Assistance Service (24x365 available) the customer can: hotlist/block his/her Debit Card, request for an emergency cash advance (arrangement of local currency), locate ATM that accepts Mastercard Elite Platinum Debit Card. Click here for more details.

 

Note: The Bank will stop issuing any new Mastercard Elite Platinum Debit Card, w.e.f. July 22, 2021, in view of the restriction imposed by the regulator on Mastercard from onboarding new customers via its press release dated July 14, 2021. The existing Mastercard Elite Platinum debit cards which have been already issued to the customers will work as per the existing functionality with no changes on the debit card features.