Personal Loan

  • Loan amount – ₹50,000 – ₹25,00,000

  • Attractive rate of interest

  • Flexible repayment tenure – up to 60 months

  • Faster loan processing time with door step document pick up process

  • Quick loan processing 

  • Part payment feature*

  • Nil foreclosure charges on loan amount 10 lakh & above* 

*Terms & Conditions applied

  • Salaried:

    • Rates starting from 11.89% p.a (up to 3 years)

    • Rates starting from 9.47% p.a (more than 3 years)

  • Self-employed professional / self employed non professional:

    • Rates starting from 12.55% p.a (up to 3 years)

    • Rates starting from 10.10% p.a (more than 3 years)

 

Rates effective from October 1, 2024

*Terms & Conditions applied

Click here for Mean Interest Rate.

  • Salaried / self-employed professionals / self-employed non-professionals

  • Age: 

    • Minimum – for salaried individuals - 21 years; for self-employed - 23 years

    • Maximum at time of loan maturity – 60 years for salaried; 65 years for self-employed

  • Salaried - minimum 1 customer induced transaction is required in salary account on monthly basis
  • SEP/SENP - minimum 1 debit and 2 credit transaction (customer induced) required on monthly basis or 12 credit transection in last 12months (In main account only).

  • Identity & address proof - passport/driving license/proof of possession of Aadhaar number/voter's identity card issued by the Election Commission of India/job card issued by NREGA duly signed by an officer of the state government/letter issued by the National Population Register containing details of name and address
  • One recent photograph  
  • Last three months' salary slip & salary account statement for salaried*
  • ITR with computation & last 12 months main business account statement for self-employed*

 

*Not applicable for online application basis pre-qualified offer 

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