• Rate ranges from 15.90% p.a. to 20.75% p.a. 

April 1, 2016 onwards, the lending rates on loan products is with reference to MCLR 

Click here for Mean Interest Rate.

• Salaried/Self-employed professionals 

• Age: 

  • Minimum – for salaried individuals - 21 years; for self-employed - 23 years (self-employed)  

  • Maximum at time of loan maturity – 60 years 

• Individuals having relationship with Bandhan Bank for minimum 6 months 

  • Account should be operational with minimum one customer induced credit and debit each, per month 

• Identity and address proof – passport/PAN card /Voter ID card/driving licence /Aadhaar # 

• Signature proof – Passport/PAN card  

• One recent photograph  

• Last three months’ salary slip & Form -16 for 1 year for salaried* 

• ITR for last 2 years with computation of income, balance sheet and P & L a/c for self-employed* 

# Original KYC documents will be required for verification at branch for online application 

* Not applicable for online application basis pre-qualified offer