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Bajaj Allianz Group Mediclaim Policy
Bajaj Allianz Group Mediclaim Policy
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Sum Insured
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Options for Sum Insured amount: ₹2 lakh, ₹3 lakh, ₹4 lakh, ₹5 lakh, ₹7.5 lakh, ₹10 lakh and ₹15 lakh
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In-patient hospitalisation up to Sum Insured
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Critical illness cover:
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100% Sum insured for listed 10 critical illnesses
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Double Sum Insured if insured person is diagnosed with the following critical illnesses (indemnity based) -
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Cancer of specified severity
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Myocardial infarction (first heart attack of specific severity)
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Stroke resulting in permanent symptoms
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Major organ/bone marrow transplant
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Double Restore benefit – Restoration of 100% of Basic Sum Insured if exhausted within policy year. If this Restored Sum Insured also gets exhausted due to claims made in a policy year, then Double Restore Sum Insured (equal to 100% of Base Sum Insured) will be automatically available for that policy year
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Hospital Daily Cash benefit – ₹1,000 per day for up to maximum of 15 days
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Ambulance cover – ₹2,000 per hospitalisation
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Pre-hospitalisation – 90 days
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Post-hospitalisation – 180 days
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Inclusion of 183 day-care procedures
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Preventive health check-up – 1% of Sum Insured (up to maximum of ₹7,500) at each renewal
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Cumulative bonus – 10% for every claim-free year (up to maximum of 100% of Sum Insured)
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E-opinion – Second opinion by a medical practitioner from our panel for critical illness
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Ayush benefit
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Guaranteed lifetime renewability
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Maternity Benefit: Coverage for expenses including maternity-related complications subject to terms & conditions
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Claim settlement up to ₹20,000 through Caringly Yours Mobile App
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Organ donor expenses covered up to Sum Insured
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Income Tax benefits u/s 80D for bought for self, spouse, parents and dependent children
View the latest and complete list ofrates and charges
Insurance is underwritten by Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116.
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Policy can be purchased for self and/or family member(s), children, parents.
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The Insured person must be above 3 months of age (Floater) and 6 years of age (Individual). To cover children aged between 3 months to 5 years, the policy must also cover at least 1 adult.
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The Proposer needs to be above 18 years of age.
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Individual(s) who are 46 years of age and above and proposed for insurance must undergo medical tests at designated diagnostic centers.
Issuance through PIT, enabled in branch banking
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Make sure you and your loved ones are taken care of in any emergency
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