Bajaj Allianz Group Mediclaim Policy

Bajaj Allianz Group Mediclaim Policy

Comprehensive policy to take care of hospitalisation expenses​
  • Sum Insured

    • Options for Sum Insured amount: ₹2 lakh, ₹3 lakh, ₹4 lakh, ₹5 lakh, ₹7.5 lakh, ₹10 lakh and ₹15 lakh

    • In-patient hospitalisation up to Sum Insured

    • Critical illness cover:  

      • 100% Sum insured for listed 10 critical illnesses

      • Double Sum Insured if insured person is diagnosed with the following critical illnesses (indemnity based) - 

        1. Cancer of specified severity 

        2. Myocardial infarction (first heart attack of specific severity) 

        3. Stroke resulting in permanent symptoms  

        4. Major organ/bone marrow transplant 

    • Double Restore benefit – Restoration of 100% of Basic Sum Insured if exhausted within policy year. If this Restored Sum Insured also gets exhausted due to claims made in a policy year, then Double Restore Sum Insured (equal to 100% of Base Sum Insured) will be automatically available for that policy year

  • Hospital Daily Cash benefit – ₹1,000 per day for up to maximum of 15 days

  • Ambulance cover – ₹2,000 per hospitalisation

  • Pre-hospitalisation – 90 days

  • Post-hospitalisation – 180 days  

  • Inclusion of 183 day-care procedures  

  • Preventive health check-up – 1% of Sum Insured (up to maximum of ₹7,500) at each renewal

  • Cumulative bonus – 10% for every claim-free year (up to maximum of 100% of Sum Insured)

  • E-opinion – Second opinion by a medical practitioner from our panel for critical illness

  • Ayush benefit

  • Guaranteed lifetime renewability

  • Maternity Benefit: Coverage for expenses including maternity-related complications subject to terms & conditions

  • Claim settlement up to ₹20,000 through Caringly Yours Mobile App

  • Organ donor expenses covered up to Sum Insured 

  • Income Tax benefits u/s 80D for bought for self, spouse, parents and dependent children

View the latest and complete list ofrates and charges 

Insurance is underwritten by Bajaj Allianz Life Insurance Co. Ltd. | IRDAI Reg. No. 116.

View commission disclosure here 

  • Policy can be purchased for self and/or family member(s), children, parents. 

  • The Insured person must be above 3 months of age (Floater) and 6 years of age (Individual). To cover children aged between 3 months to 5 years, the policy must also cover at least 1 adult. 

  • The Proposer needs to be above 18 years of age. 

  • Individual(s) who are 46 years of age and above and proposed for insurance must undergo medical tests at designated diagnostic centers. 

Issuance through PIT, enabled in branch banking 

Apply Now

Make sure you and your loved ones are taken care of in any emergency

We will get in touch with you shortly

Please fill all fields