Statement of Unaudited Financial Results for Quarter Ended June 30, 2017

( in crore )

Particulars	Quarter ended June 30, 2017	Quarter ended March 31, 2017	Quarter ended June 30, 2016	Year ended March 31, 2017
	Reviewed			Audited
Income from Operations :
a) Revenue from Operations	398.12	416.11	346.34	1,487.39
b) Other Income	0.00	0.00	0.00	0.00
Total Income from Operations	398.12	416.11	346.34	1,487.39
Expenditure :
a) Finance Cost	236.45	230.68	224.10	919.62
b) Employee Benefit Expenses	12.08	10.02	9.74	48.61
c) Other Expenses	12.69	13.42	9.66	42.06
d) Depreciation	0.66	0.68	0.74	2.86
e) Provisions, Contingencies and Write offs	27.92	1.35	12.54	32.24
Total Expenditure	289.80	256.15	256.78	1,045.39
Profit Before Tax	108.32	159.96	89.56	442.00
Tax Expenses	36.08	49.51	29.38	145.35
Net Profit After Tax	72.24	110.45	60.18	296.65
Earnings per Share(of 2 each)# – Basic ()	1.98	3.03	1.66	8.15
– Diluted ()	1.98	3.03	1.66	8.15
Paid-up Equity Share Capital (Face Value of ₹ 2 each)	73.02	72.91	72.74	72.91
Reserves excluding Revaluation Reserve as per Balance sheet of Previous accounting year				1,040.30

# Not annualised for the quarters

NOTES :

The Company’s main business is to provide loans for purchase or construction of residential houses. All other activities of the Company revolve around the main business. As such, there are no separate reportable segments as per the Accounting Standard on Segment Reporting (AS 17).
Loan Assets have increased from ₹ 11,544 crores as on June 30, 2016 to ₹ 13,695 crores as on June 30, 2017 registering a growth of 19%.
The aggregate NPAs of the Company are 0.64% of the Loan Assets as on June 30, 2017 as against 0.56% of the Loan Assets as on June 30, 2016. The Net NPAs of the Company are 0.16% of the Loan Assets as on June 30, 2017 as against 0.27% of the Loan Assets as on June 30, 2016.
During the quarter, the Company has allotted 5,59,790 Equity Shares pursuant to exercise of stock options by employees and directors.
Figures of the quarter ended March 31, 2017 are the balancing figures between audited figures in respect of the full financial year 2016-17 and published year to date reviewed figures up to the period ended December 31, 2016.
During the quarter under review, there are no transactions in the nature of exceptional or extraordinary items.
Previous period/year figures have been regrouped and reclassified, where necessary, to make them comparable with current quarter figures.

The above results for the quarter ended June 30, 2017, which have been subjected to a ‘Limited Review’ by the Auditors of the Company, were reviewed and recommended by the Audit Committee of Directors and subsequently approved by the Board of Directors at its meeting held on July 15, 2017 in terms of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.