Hirak Joshi
Head – Retail Assets
With over 26 years of experience in the BFSI sector, Mr. Joshi has expertise in building tech-enabled new business verticals for secured and unsecured consumer lending. He also has been instrumental in building large distributions and partnerships for Consumer Lending, Retail Liability, and Branch Banking, during his previous stints with various organisations, including ICICI Bank where he spent more than 16 years. In his role as Head – Retail Assets at Bandhan Bank, he built the Retail Lending franchise with tech-enabled distribution for secured and unsecured products like Personal Loans, Business Loans, New & Used Car Loans, Gold Loans, Two Wheeler Loans, and Commercial Vehicle & Commercial Equipment Loans.
