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Fixed Deposits
- Personal
- Fixed Deposits
Safe and customised option to grow your savings
Attractive interest rates, easy withdrawal, low minimum balance
for senior citizens
for a tenure of 1 year.
for others
for a tenure of 1 year.
Learn more about our Fixed Deposits
Here are our accounts with complimentary features
Neo+ Digital Fixed Deposit
Open a hassle-free Neo+ Digital Fixed Deposit with just your Aadhaar & PAN. No prior relationship with Bandhan Bank needed.
- Paperless account opening
- No branch visit required
- KYC verification via video call
- Existing relationship with bank not required
- Options for short-term or long-term deposits, tax saver or non-tax saver deposits
Standard Fixed Deposit
Let your idle savings work for you
- Attractive interest rates
- Option of monthly or quarterly interest payouts
- Investment option of short-term or long-term deposit
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Partial withdrawal or premature closure available
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Deposit opening through branch, Net Banking, Phone Banking
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Option of loan or overdraft against fixed deposit
-
Automatic renewal to continue your investment
-
Issuance of TDS certificate, as per IT Act
View the complete and updated list of interest rates and charges
Minimum Deposit
₹1,000 and then in multiples of ₹1
Tenure
7 days to 10 years
Payout
Monthly or quarterly
Nomination
Yes
Let your idle savings work for you
Premium Fixed Deposit
Attractive returns for high-value deposits
- Safe and guaranteed attractive returns on high-value deposits
- Tenure – 7 days to 10 years
- Partial withdrawal or premature closure available
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Partial withdrawal or premature closure available
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Deposit opening through branch, Net Banking, Phone Banking
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Option of loan or overdraft against fixed deposit
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Attractive interest rate for your high-value deposits
View the complete and updated list of interest rates and charges
Minimum Deposit
₹3,00,00,000
Tenure
7 days to 10 years
Payout
Monthly or quarterly
Nomination
Yes
Attractive returns for high-value deposits
Tax Saver Fixed Deposit
Tax benefits that are ideal for working professionals
- Double advantage of tax benefits and attractive returns
- Tenure - 5 years (lock-in)
- Maximum deposit of ₹1,50,000 in a financial year
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Tax saving option under 80C
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Maximum deposit – ₹1,50,000 in one financial year
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Deposit opening through branch, Net Banking, Phone Banking
View the complete and updated list of interest rates and charges
Minimum Deposit
₹1,000
Tenure
Tenure - 5 years (lock-in)
Payout
Monthly or quarterly
Nomination
Yes
Dual advantage of growth and tax savings
Advantage Fixed Deposit
Attractive interest rate to grow your money faster
- Avail attractive interest rates to help your money grow
- Tenure – 6 months to 10 years as per your personal investment plan
- Nomination facility
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Partial withdrawal or premature closure available
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Deposit opening through branch, Net Banking, Phone Banking
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Option of loan or overdraft against fixed deposit
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Automatic renewal to continue your investment
View the complete and updated list of interest rates and charges
Minimum Deposit
₹1,000
Tenure
6 months to 10 years
Payout
Monthly or quarterly
Nomination
Yes
Compounded interest for faster growth
Dhan Samriddhi Fixed Deposit
Meet your short-term goals with this growth-oriented deposit
- Compounded interest reinvested in the same scheme for quick growth
- Ideal for short-term goals like marriage, festival, travel, home renovation, and more
- Focus on high returns in the short time
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Compounded interest reinvested in the same scheme
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Deposit opening through branch, Net Banking, Phone Banking
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Option of loan or overdraft against fixed deposit
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Automatic renewal to continue your investment
View the complete and updated list of interest rates and charges
Minimum Deposit
₹5,000
Tenure
6 months to 10 years
Payout
Monthly or quarterly
Nomination
Yes
Growth-oriented scheme for short-term goals
Super Saver Fixed Deposit
Start the habit of saving daily to prepare for bigger spends
- Daily deposit scheme specially for daily wage earners
- Doorstep collection arranged by the Bank
- On reaching a specified threshold, funds get transferred to a Fixed Deposit for a fixed tenure
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Save daily for larger spends
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Ideal for daily wage earners, small traders, etc.
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Daily doorstep collection
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Small withdrawal from Savings Account available
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On reaching a threshold, funds get transferred to FD for fixed tenure
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Facility to avail Micro Bazar Loan
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Maximum deposit – ₹8,000
View the complete and updated list of interest rates and charges
Minimum Deposit
₹10 daily
Tenure
1 year
Payout
Monthly or quarterly
Nomination
Yes
Daily deposits to build bigger funds
Which one would you prefer?
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
- Multi-city 'at par' cheques - 40 cheque leaves free every month
For Individual
For Individual
For Individual