Small Enterprise Loan

Small Enterprise Loan

Collateral-free Short-term business needs
Working Capital & Term Loan to help grow your business
  • Loan for small enterprises who require both working capital and term loan 

  • Loan amount – Above ₹3 lakh up to ₹25 lakh

  • Loan tenure – Flexible loan tenure up to 5 years 

  • Doorstep assistance with a Relationship Officer/Credit Manager available to service you throughout the loan processing period  

  • Simplified documentation 

  • Convenient repayment with EMIs issued through Standing Instructions 

  • Rate varies from 13.00% p.a. to 21.00% p.a. 

  • Processing fee – 2% of the loan amount + taxes as applicable

  • EMI bounce charges:

    •  ₹300 plus GST per bounce for loans up to 10 Lakh

    •  ₹500 plus GST per bounce for loans above 10 Lakh

  • Self-employed professionals and non-professionals with minimum 2* years of experience in the same line of business 

  • Age 

    • Minimum – 23 years 

    • Maximum at loan maturity – 65 years  

*2 years for loans above Rs.10 lakh 


  • Business KYC
  • Proprietor / Partner / Company Management KYC
  • Business vintage proof and business validity document (such as Trade License)
  • Income proof and financial statements (ITR / GST Return)
  • Residence ownership and stability proof

Note: Requisite documents may vary as per the Loan Amount


Get timely financial support for your small business

Apply for a Small Enterprise Loan from Bandhan Bank today

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