Small Enterprise Loan

Small Enterprise Loan

Collateral-free Short-term business needs
Working Capital & Term Loan to help grow your business
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  • Loan for small enterprises who require both working capital and term loan 

  • Loan amount – Above ₹3 lakh up to ₹25 lakh

  • Loan tenure – Flexible loan tenure up to 5 years 

  • Doorstep assistance with a Relationship Officer/Credit Manager available to service you throughout the loan processing period  

  • Simplified documentation 

  • Convenient repayment with EMIs issued through Standing Instructions, NACH and e-NACH

  • Rate varies from 13.00% p.a. to 21.00% p.a. 

  • Processing fee – Up to 2% of the loan amount + taxes as applicable

  • EMI bounce charges:

    •  ₹300 plus GST per bounce for loans up to ₹10 lakh

    •  ₹500 plus GST per bounce for loans above ₹10 lakh

  • Business vintage: Minimum 2 years

  • Age 

    • Minimum - 23 years 

    • Maximum at loan maturity - 65 years

 

  • Business KYC
  • Proprietor / Partner / Company Management KYC
  • Business vintage proof and business validity document (such as Trade License)
  • Income proof and financial statements (ITR / GST Return)
  • Residence ownership and stability proof

Note: Requisite documents may vary as per the Loan Amount

 

Get timely financial support for your small business

Apply for a Small Enterprise Loan from Bandhan Bank today

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