Agri Loan / Kisan Credit Card

Kisan Credit Card

Ideal for short- and long-term needs Subsidy scheme available Available in 3 Indian states
Timely credit for your farming and related activities
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  • Convenient funding option to invest in agriculture and allied activities 

  • Ideal for meeting short and long-term cultivation requirements, post-harvest expenses, consumption needs, maintenance needs & investment plans  

  • Loan range – ₹25,001 to ₹1 crore  

  • Loan tenure – 12 months to 60 months (flexible options available) 

  • Insurance of assets financed by the Bank as per bank clause 

  • Subsidy and subvention schemes as per the Reserve Bank of India and the Govt of India/State Govt guidelines 

  • Minimal documentation that accommodates your need and availability of documents 

  • Presently available in select locations in Madhya Pradesh, Punjab and Haryana  

  • Margin – Project specific customised margin schemes available 

  • Bandhan Bank offers agricultural loans and competitive rates of interest* 

  • The rate ranges from 10.80% p.a. to 17.14% p.a.#

  • Mean rate is 11.00% p.a. for loans disbursed between Oct 01, 2022 to Dec 31, 2022.

  • View the complete and updated list of charges and fees 

* Govt. sponsored schemes are as per prescribed norms 

# Interest rates are linked to prevailing MCLR 

  • Age: 

    • Minimum – 18 years 

    • Maximum – 75 years at the time of maturity 

  • KYC documents 

  • Recent photos of borrowers 

  • Duly filled application form 

  • Documentation and details of land holdings, if any 

  • Latest bank statement 

Take one step closer to your dream

Apply for a Loan from Bandhan Bank today

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