In today's increasingly digital world, businesses and start-ups are experiencing a significant boom. Bandhan Bank, committed to fostering an entrepreneurial spirit, provides an expansive array of products and services designed specifically for small businesses and individuals who dream to establish and grow through their business avenues. Our offerings are aimed at not just facilitating business transactions but also encouraging small start-up businesses to thrive and prosper.
 

Understanding the Unique Needs of Service-Based Businesses
 

Service-based businesses typically differ from product-based businesses in numerous ways, understanding which is crucial in providing tailored banking services. From streamlined account management to digital banking facilities, we provide a comprehensive suite of services for those looking to establish small start-up businesses or other ventures. One of the primary offerings from Bandhan Bank is the current accounts, designed to cater to different sizes and types of businesses. Here is a lowdown:

Supporting Small Businesses: Going Beyond Banking

At the heart of Bandhan Bank's operations is a strong commitment to supporting small businesses. Recognising that small businesses often face unique challenges that require more than just financial solutions, we have positioned ourselves as an organisation that supports small businesses in various ways.

Through our Micro Loans and MSME Loans, we provide accessible and affordable credit to micro, small, and medium enterprises to encourage small business ideas, including those pioneered by women. Bandhan Bank has a strong focus on empowering women entrepreneurs and offers specific schemes tailored to small business ideas for women. These loan options are a convenient financing solution designed to support the big dreams of business expansion. With flexible loan amounts based on individual assessment, you can secure the funding you need.
 

Loans for Small Businesses
 

• Micro Loans provide timely financial support specifically designed for investing in income-generating activities.

• Our Small Enterprise Loan is specifically designed to cater to the specific needs of emerging entrepreneurs and support the growth of their business.

• Top-Up Loans are available to existing loan customers in order to fulfil their additional fund requirements to meet their growing business needs.

• For those involved in agriculture, we offer Agri Loans and Kisan Credit Cards. These financial products are designed to provide timely funds to help you successfully harvest your crop and maximise agricultural productivity.

• The Commercial Vehicle & Construction Equipment (CVCE) loan offers up to 100% Loan-to-Value (LTV) funding, ensuring you have the necessary funds to acquire your desired vehicles or equipment. In addition to a loan amount ranging from Rs.1 lakh to Rs.15 crore, you can also enjoy comfortable repayment terms with no hidden charges and a flexible repayment tenure of up to 84 months.

Moreover, Bandhan Bank's Digital Banking services provide entrepreneurs with the tools to manage their finances online, which is crucial for those running a small business website. Our user-friendly online platform allows business owners to monitor transactions, make payments, and manage their accounts efficiently from any location, making us one among the best banks for business accounts.

Bandhan Bank represents a new breed of banking institutions that extend services and products beyond traditional banking to foster growth and encourage innovation. Therefore, whether you are a woman entrepreneur with a unique business idea, an individual with small business ideas, a start-up looking for a reliable business account, or a small service-based business owner needing a digital platform, Bandhan Bank's products and services could be your steppingstone to success.