Premium Salary Account
Premium Salary Account
Banking convenience at your fingertips
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Zero balance account with no monthly service charges
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Attractive interest earning on your Savings Account. For more details, please visit Rates & Charges
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High monthly cash deposit of ₹5 lakh and unlimited free cash withdrawal at any branch
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Unlimited ATM transactions at Bandhan Bank and other bank ATMs
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24/7 banking with Netbanking, mobile app and phone banking
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Free SMS alerts
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Free unlimited digital transactions (IMPS/NEFT /RTGS)
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Free unlimited Demand Drafts
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Free personalised ‘at par’ cheque book – Unlimited
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Free passbook facility and monthly email statements
Power-packed Visa Platinum Debit Card
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Debit-cum-ATM card
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Nil issuance and annual charges
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High daily shopping limit of ₹4 lakhs and daily withdrawal limit of ₹1 lakh
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Personal accidental death coverage of up to Rs.1 crore* for air accident and Rs.10 lakh* for road/rail accident
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Coverage of all fraudulent utilisation of lost or stolen debit cards including at ATM and point of sale
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Coverage of any fraud loss or damage arising due to information obtained by unauthorised access
Special benefits
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Preferential pricing for loan facility (Home/Personal/LAP/Gold)
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Lockers at select branches
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Feature |
Charges |
|---|---|
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Average Salary/ Employee |
₹25,000+ |
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Account Maintenance Charges |
NIL |
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No Salary Credit for 1 Qtr |
Downgrade to appropriate SB scheme |
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Free Cash Deposit limit per month |
₹5,00,000 |
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Cash Withdrawal |
Unlimited |
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No. of Transactions |
Unlimited |
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Free RTGS-NEFT(Branch)-IMPS-DD per month |
25 Trans |
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NEFT (Internet Banking and mBandhan) |
No Charges |
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Cheque Leaf |
100 Chq Leaves |
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Debit Card Issuance Charges |
No Charges for Visa Platinum |
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Debit Card AMC |
No Charges for Visa Platinum |
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Bandhan ATM - Transactions |
Unlimited |
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Other ATM - Transactions |
25 |
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Pass Book |
Free |
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Monthly Statement |
Free |
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Annual Consolidated Statement |
Not Applicable |
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SMS Alert |
Free |
View the complete and updated list of rates and charges
- An individual residing in India with Salaried Income
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One latest passport size photograph
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Address and identity proof documents
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Documents acceptable as Proof of Identity & Address (For domestic individual Savings Accounts) – Opening of Accounts/Address Change/ Periodic Updation of KYC (Re-KYC) are:
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Proof of Possession of Aadhaar number
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Passport
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Driving Licence
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Voters ID Card (Issued by Election Commission of India)
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Job Card by NREGA duly signed by an officer of the State Government
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Letter issued by National Population Registry confirming details of Name, Address
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Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhar Card
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If mailing address and permanent address are different, provide address proof documents for both
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Proof of Employment – Payslip, Appointment letter, HR letter for employment, Emp ID card
Offer more banking benefits to your employees
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