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Niva Bupa Health Plus
Niva Bupa Health Plus
- Choose sum insured as per your need: ₹2-5 / ₹7.5 / ₹10 / ₹15 lakh
- Maternity coverage is applicable for a maximum of 2 deliveries / terminations for normal / caesarean procedures
- Daily hospitalisation benefit:
- Up to 1% of the base sum insured per day (for non-ICU rooms)
- Up to 2% of the base sum insured per day (for ICU room)
- 536 listed day care treatments covered
- No sub-limit for common health conditions
- Every claim free year adds up 10% of the base sum insured as no claim bonus. Maximum up to 100% of the base sum insured
- Also, applicable for customers with an existing HDFC Ergo Group Health Insurance Plan who wish to continue their health cover without any break
Premium with Co-pay*
For 1 Adult
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹3,972 | ₹4,873 | ₹5,892 | ₹6,541 | ₹7,694 | ₹8,573 | ₹10,733 |
46-55 | ₹7,557 | ₹9,296 | ₹11,542 | ₹12,945 | ₹15,987 | ₹18,368 | ₹22,977 |
56-60 | ₹10,495 | ₹12,891 | ₹15,039 | ₹16,931 | ₹20,001 | ₹22,479 | ₹26,215 |
61-65 | ₹10,785 | ₹13,295 | ₹15,591 | ₹17,554 | ₹20,657 | ₹23,343 | ₹27,343 |
66-70 | ₹13,322 | ₹16,424 | ₹19,259 | ₹21,685 | ₹25,518 | ₹28,835 | ₹33,777 |
71-75 | ₹15,226 | ₹18,770 | ₹22,010 | ₹24,783 | ₹29,163 | ₹32,954 | ₹38,602 |
75+ | ₹21,773 | ₹26,841 | ₹31,475 | ₹35,439 | ₹41,703 | ₹47,125 | ₹55,201 |
For 1 Adult + 1 Child / 1 Adult + 2 Children
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹6,320 | ₹7,775 | ₹9,445 | ₹10,415 | ₹12,407 | ₹13,897 | ₹17,398 |
46-55 | ₹10,454 | ₹12,573 | ₹15,360 | ₹17,100 | ₹20,876 | ₹24,145 | ₹30,023 |
56-60 | ₹14,460 | ₹17,406 | ₹20,103 | ₹22,473 | ₹26,659 | ₹29,750 | ₹35,142 |
61-65 | ₹14,776 | ₹17,792 | ₹20,668 | ₹22,957 | ₹27,304 | ₹30,872 | ₹36,281 |
66-70 | ₹18,253 | ₹21,978 | ₹25,531 | ₹28,359 | ₹33,728 | ₹38,135 | ₹44,817 |
71-75 | ₹20,860 | ₹25,118 | ₹29,178 | ₹32,410 | ₹38,547 | ₹43,583 | ₹51,220 |
75+ | ₹29,830 | ₹35,918 | ₹41,725 | ₹46,346 | ₹55,122 | ₹62,324 | ₹73,244 |
For 1 Adult + 3 Children / 1 Adult + 4 Children
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹7,656 | ₹9,173 | ₹10,828 | ₹11,944 | ₹14,217 | ₹15,942 | ₹19,957 |
46-55 | ₹11,659 | ₹13,924 | ₹16,969 | ₹18,757 | ₹22,827 | ₹26,401 | ₹32,834 |
56-60 | ₹15,959 | ₹19,231 | ₹22,080 | ₹24,625 | ₹29,181 | ₹32,556 | ₹38,323 |
61-65 | ₹16,244 | ₹19,576 | ₹22,755 | ₹25,259 | ₹30,036 | ₹33,585 | ₹41,379 |
66-70 | ₹20,066 | ₹24,182 | ₹28,109 | ₹31,202 | ₹37,103 | ₹41,488 | ₹51,115 |
71-75 | ₹22,932 | ₹27,637 | ₹32,125 | ₹35,660 | ₹42,404 | ₹47,414 | ₹58,418 |
75+ | ₹32,793 | ₹39,521 | ₹45,939 | ₹50,993 | ₹60,637 | ₹67,803 | ₹83,537 |
For 2 Adults
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹6,636 | ₹8,164 | ₹9,912 | ₹11,006 | ₹12,913 | ₹14,587 | ₹18,259 |
46-55 | ₹11,100 | ₹13,568 | ₹16,250 | ₹18,180 | ₹21,393 | ₹24,582 | ₹30,836 |
56-60 | ₹14,972 | ₹18,206 | ₹21,546 | ₹23,926 | ₹28,123 | ₹31,918 | ₹37,145 |
61-65 | ₹15,088 | ₹18,290 | ₹21,610 | ₹24,105 | ₹28,288 | ₹32,035 | ₹37,732 |
66-70 | ₹18,638 | ₹22,593 | ₹26,695 | ₹29,776 | ₹34,944 | ₹39,573 | ₹46,610 |
71-75 | ₹21,300 | ₹25,821 | ₹30,508 | ₹34,030 | ₹39,936 | ₹45,227 | ₹53,268 |
75+ | ₹30,459 | ₹36,924 | ₹43,627 | ₹48,663 | ₹57,109 | ₹64,674 | ₹76,174 |
For 2 Adults + 1 Child / 2 Adults + 2 Children
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹9,275 | ₹11,251 | ₹13,465 | ₹14,880 | ₹17,626 | ₹19,911 | ₹24,924 |
46-55 | ₹13,997 | ₹16,845 | ₹20,068 | ₹22,335 | ₹26,282 | ₹30,359 | ₹37,882 |
56-60 | ₹13,997 | ₹16,845 | ₹20,068 | ₹22,335 | ₹26,282 | ₹30,359 | ₹37,882 |
61-65 | ₹18,937 | ₹22,721 | ₹26,610 | ₹29,467 | ₹34,781 | ₹39,189 | ₹46,071 |
66-70 | ₹23,568 | ₹28,148 | ₹32,967 | ₹36,450 | ₹43,155 | ₹48,874 | ₹59,903 |
71-75 | ₹26,935 | ₹32,169 | ₹37,676 | ₹41,657 | ₹49,320 | ₹55,856 | ₹68,461 |
75+ | ₹38,517 | ₹46,001 | ₹53,877 | ₹59,570 | ₹70,527 | ₹79,873 | ₹97,899 |
For 2 Adults + 3 Children / 2 Adults + 4 Children
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹10,320 | ₹12,464 | ₹14,848 | ₹16,409 | ₹19,436 | ₹21,956 | ₹27,483 |
46-55 | ₹15,202 | ₹18,196 | ₹21,677 | ₹23,992 | ₹28,233 | ₹32,615 | ₹40,693 |
56-60 | ₹20,437 | ₹24,547 | ₹28,588 | ₹31,619 | ₹37,303 | ₹41,995 | ₹49,253 |
61-65 | ₹20,546 | ₹24,571 | ₹28,775 | ₹31,809 | ₹37,667 | ₹42,278 | ₹51,768 |
66-70 | ₹25,381 | ₹30,352 | ₹35,545 | ₹39,294 | ₹46,530 | ₹52,226 | ₹63,948 |
71-75 | ₹29,007 | ₹34,688 | ₹40,623 | ₹44,907 | ₹53,177 | ₹59,687 | ₹73,084 |
75+ | ₹41,479 | ₹49,604 | ₹58,091 | ₹64,217 | ₹76,043 | ₹85,352 | ₹1,04,510 |
Premium without Co-pay*
For 1 Adult
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹4,768 | ₹5,850 | ₹7,073 | ₹7,852 | ₹9,236 | ₹10,292 | ₹12,885 |
46-55 | ₹9,072 | ₹11,160 | ₹13,856 | ₹15,540 | ₹19,192 | ₹22,050 | ₹27,583 |
For 1 Adult + 1 Child / 1 Adult + 2 Children
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹7,587 | ₹9,334 | ₹11,339 | ₹12,503 | ₹14,894 | ₹16,683 | ₹20,886 |
46-55 | ₹12,550 | ₹15,094 | ₹18,439 | ₹20,528 | ₹25,061 | ₹28,986 | ₹36,042 |
For 1 Adult + 3 Children / 1 Adult + 4 Children
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹9,191 | ₹11,012 | ₹12,999 | ₹14,339 | ₹17,067 | ₹19,138 | ₹23,958 |
46-55 | ₹13,996 | ₹16,715 | ₹20,371 | ₹22,517 | ₹27,403 | ₹31,694 | ₹39,417 |
For 2 Adults
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹7,966 | ₹9,801 | ₹11,899 | ₹13,212 | ₹15,502 | ₹17,511 | ₹21,920 |
46-55 | ₹13,325 | ₹16,288 | ₹19,508 | ₹21,825 | ₹25,682 | ₹29,510 | ₹37,018 |
For 2 Adults + 1 Child / 2 Adults + 2 Children
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹11,134 | ₹13,507 | ₹16,164 | ₹17,863 | ₹21,160 | ₹23,903 | ₹29,921 |
46-55 | ₹16,803 | ₹20,222 | ₹24,091 | ₹26,813 | ₹31,551 | ₹36,445 | ₹45,477 |
For 2 Adults + 3 Children / 2 Adults + 4 Children
Age Band / Sum Insured | ₹2,00,000 | ₹3,00,000 | ₹4,00,000 | ₹5,00,000 | ₹7,50,000 | ₹10,00,000 | ₹15,00,000 |
---|---|---|---|---|---|---|---|
18-45 | ₹12,389 | ₹14,963 | ₹17,825 | ₹19,699 | ₹23,333 | ₹26,358 | ₹32,993 |
46-55 | ₹18,250 | ₹21,844 | ₹26,023 | ₹28,802 | ₹33,893 | ₹39,154 | ₹48,851 |
*Rates are including GST
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Health insurance coverage for individual / multi-individual or floater basis
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Option to cover spouse, dependent children and dependent parents under same policy
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Entry age:
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Adults: Between 18 to 75 years; 75+ years for existing policyholders
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Dependent children: Between 91 days to 25 years (given either parent is insured under the policy)
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Lifelong renewal applicable
Following are the mandatory documents that shall be required:
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Identity proof
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Age proof
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Address proof
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PAN card, (if the premium is above ₹1 lakh)