Niva Bupa Health Plus

Continuity benefit Individual / family floater coverage Tax benefits

Comprehensive policy to take care of hospitalisation expenses

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Choose sum insured as per your need: ₹2-5 / ₹7.5 / ₹10 / ₹15 lakh
Maternity coverage is applicable for a maximum of 2 deliveries / terminations for normal / caesarean procedures
Daily hospitalisation benefit:
- Up to 1% of the base sum insured per day (for non-ICU rooms)
- Up to 2% of the base sum insured per day (for ICU room)
536 listed day care treatments covered
No sub-limit for common health conditions
Every claim free year adds up 10% of the base sum insured as no claim bonus. Maximum up to 100% of the base sum insured
Also, applicable for customers with an existing HDFC Ergo Group Health Insurance Plan who wish to continue their health cover without any break

Premium with Co-pay*

For 1 Adult

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹3,972	₹4,873	₹5,892	₹6,541	₹7,694	₹8,573	₹10,733
46-55	₹7,557	₹9,296	₹11,542	₹12,945	₹15,987	₹18,368	₹22,977
56-60	₹10,495	₹12,891	₹15,039	₹16,931	₹20,001	₹22,479	₹26,215
61-65	₹10,785	₹13,295	₹15,591	₹17,554	₹20,657	₹23,343	₹27,343
66-70	₹13,322	₹16,424	₹19,259	₹21,685	₹25,518	₹28,835	₹33,777
71-75	₹15,226	₹18,770	₹22,010	₹24,783	₹29,163	₹32,954	₹38,602
75+	₹21,773	₹26,841	₹31,475	₹35,439	₹41,703	₹47,125	₹55,201

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹6,320	₹7,775	₹9,445	₹10,415	₹12,407	₹13,897	₹17,398
46-55	₹10,454	₹12,573	₹15,360	₹17,100	₹20,876	₹24,145	₹30,023
56-60	₹14,460	₹17,406	₹20,103	₹22,473	₹26,659	₹29,750	₹35,142
61-65	₹14,776	₹17,792	₹20,668	₹22,957	₹27,304	₹30,872	₹36,281
66-70	₹18,253	₹21,978	₹25,531	₹28,359	₹33,728	₹38,135	₹44,817
71-75	₹20,860	₹25,118	₹29,178	₹32,410	₹38,547	₹43,583	₹51,220
75+	₹29,830	₹35,918	₹41,725	₹46,346	₹55,122	₹62,324	₹73,244

For 1 Adult + 3 Children / 1 Adult + 4 Children

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹7,656	₹9,173	₹10,828	₹11,944	₹14,217	₹15,942	₹19,957
46-55	₹11,659	₹13,924	₹16,969	₹18,757	₹22,827	₹26,401	₹32,834
56-60	₹15,959	₹19,231	₹22,080	₹24,625	₹29,181	₹32,556	₹38,323
61-65	₹16,244	₹19,576	₹22,755	₹25,259	₹30,036	₹33,585	₹41,379
66-70	₹20,066	₹24,182	₹28,109	₹31,202	₹37,103	₹41,488	₹51,115
71-75	₹22,932	₹27,637	₹32,125	₹35,660	₹42,404	₹47,414	₹58,418
75+	₹32,793	₹39,521	₹45,939	₹50,993	₹60,637	₹67,803	₹83,537

For 2 Adults

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹6,636	₹8,164	₹9,912	₹11,006	₹12,913	₹14,587	₹18,259
46-55	₹11,100	₹13,568	₹16,250	₹18,180	₹21,393	₹24,582	₹30,836
56-60	₹14,972	₹18,206	₹21,546	₹23,926	₹28,123	₹31,918	₹37,145
61-65	₹15,088	₹18,290	₹21,610	₹24,105	₹28,288	₹32,035	₹37,732
66-70	₹18,638	₹22,593	₹26,695	₹29,776	₹34,944	₹39,573	₹46,610
71-75	₹21,300	₹25,821	₹30,508	₹34,030	₹39,936	₹45,227	₹53,268
75+	₹30,459	₹36,924	₹43,627	₹48,663	₹57,109	₹64,674	₹76,174

For 2 Adults + 1 Child / 2 Adults + 2 Children

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹9,275	₹11,251	₹13,465	₹14,880	₹17,626	₹19,911	₹24,924
46-55	₹13,997	₹16,845	₹20,068	₹22,335	₹26,282	₹30,359	₹37,882
56-60	₹13,997	₹16,845	₹20,068	₹22,335	₹26,282	₹30,359	₹37,882
61-65	₹18,937	₹22,721	₹26,610	₹29,467	₹34,781	₹39,189	₹46,071
66-70	₹23,568	₹28,148	₹32,967	₹36,450	₹43,155	₹48,874	₹59,903
71-75	₹26,935	₹32,169	₹37,676	₹41,657	₹49,320	₹55,856	₹68,461
75+	₹38,517	₹46,001	₹53,877	₹59,570	₹70,527	₹79,873	₹97,899

For 2 Adults + 3 Children / 2 Adults + 4 Children

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹10,320	₹12,464	₹14,848	₹16,409	₹19,436	₹21,956	₹27,483
46-55	₹15,202	₹18,196	₹21,677	₹23,992	₹28,233	₹32,615	₹40,693
56-60	₹20,437	₹24,547	₹28,588	₹31,619	₹37,303	₹41,995	₹49,253
61-65	₹20,546	₹24,571	₹28,775	₹31,809	₹37,667	₹42,278	₹51,768
66-70	₹25,381	₹30,352	₹35,545	₹39,294	₹46,530	₹52,226	₹63,948
71-75	₹29,007	₹34,688	₹40,623	₹44,907	₹53,177	₹59,687	₹73,084
75+	₹41,479	₹49,604	₹58,091	₹64,217	₹76,043	₹85,352	₹1,04,510

For 1 Adult

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹4,768	₹5,850	₹7,073	₹7,852	₹9,236	₹10,292	₹12,885
46-55	₹9,072	₹11,160	₹13,856	₹15,540	₹19,192	₹22,050	₹27,583

For 1 Adult + 1 Child / 1 Adult + 2 Children

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹7,587	₹9,334	₹11,339	₹12,503	₹14,894	₹16,683	₹20,886
46-55	₹12,550	₹15,094	₹18,439	₹20,528	₹25,061	₹28,986	₹36,042

For 1 Adult + 3 Children / 1 Adult + 4 Children

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹9,191	₹11,012	₹12,999	₹14,339	₹17,067	₹19,138	₹23,958
46-55	₹13,996	₹16,715	₹20,371	₹22,517	₹27,403	₹31,694	₹39,417

For 2 Adults

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹7,966	₹9,801	₹11,899	₹13,212	₹15,502	₹17,511	₹21,920
46-55	₹13,325	₹16,288	₹19,508	₹21,825	₹25,682	₹29,510	₹37,018

For 2 Adults + 1 Child / 2 Adults + 2 Children

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹11,134	₹13,507	₹16,164	₹17,863	₹21,160	₹23,903	₹29,921
46-55	₹16,803	₹20,222	₹24,091	₹26,813	₹31,551	₹36,445	₹45,477

For 2 Adults + 3 Children / 2 Adults + 4 Children

Age Band / Sum Insured	₹2,00,000	₹3,00,000	₹4,00,000	₹5,00,000	₹7,50,000	₹10,00,000	₹15,00,000
18-45	₹12,389	₹14,963	₹17,825	₹19,699	₹23,333	₹26,358	₹32,993
46-55	₹18,250	₹21,844	₹26,023	₹28,802	₹33,893	₹39,154	₹48,851

*Rates are including GST

Health insurance coverage for individual / multi-individual or floater basis
Option to cover spouse, dependent children and dependent parents under same policy
Entry age:
- Adults: Between 18 to 75 years; 75+ years for existing policyholders
- Dependent children: Between 91 days to 25 years (given either parent is insured under the policy)
Lifelong renewal applicable